Aiming to improving the general well-being and quality of life of the persons with disabilities (PwDs), the district administration Bokaro today launched ‘Swavlamban Health Insurance Scheme’. This is a cashless health scheme for PwDs and their families.
In joint association with the Department of Empowerment of People with Disabilities, Ministry of Social Justice and Empowerment and the New India Assurance Company Limited, providing a comprehensive, affordable health insurance scheme to the persons with Disabilities (PwDs) and their families, said Rai Mahimapat Ray Deputy Commissioner Bokaro.
“An order has been executed to all BDOs, stating to conduct a camp on 22 January and to register such persons under the scheme in their respective areas”, he added.
Health services and its access to PwDs assume a very significant role in order to enable and empower them to live independently and with dignity, he said.
Ninety percent of the premium amount will be paid the government of India while insured person have to pay the rest 10 percent amount (about Rs 325) for the policy. Though we are trying to arrange some fund for them, so their part can be paid, said DC.
Rai said, “The district administration appealed from all the financially capable persons to kindly help or adopts at least one PwDs by paying Rs 352 (10 percent amount of the premium of the policy), so that they become insured under this scheme”.
Elaborating the scheme and official sources said, “This is a cashless health scheme aimed to provide affordable health insurance to persons with low vision, blindness, loco-motor disability, mental retardation and illness, and hearing impairment”. This scheme can be availed by the PwDs aged between 18 to 65 years and whose annual income is less than Rs 3 lakh per annum, added the official.
Besides covering pre-existing ailments, the scheme offers family floater health insurance coverage up to Rs 2 lakh. The insured can get cashless treatment across the network hospitals of the insurance company, said Vikash Hembram DPRO Bokaro.
“Two passport size photographs of each family member, disability certificate as per PWD act 1995, copy of valid ID along with Xerox copy bank passbook are essential to be insured”, he added.